Estimate your child care costs

See your out-of-pocket cost for a single day, or a full fortnight — including Queensland's Free Kindy funding, if it applies.

ℹ️Estimate only, not a quote. Your actual Child Care Subsidy and gap fee are confirmed by Services Australia and may differ from the figures below.

Sets the default session hours for your centre — adjust below if your child attends shorter hours
Daily
Fortnightly
Find this in your myGov Centrelink CCS approval
Yes, fully covered
No / hours used up
No
Yes

Queensland's Free Kindy program funds sessions of either 5 or 7.5 hours — double-check your program times.

Estimated gap fee for the day

$0

Full session fee$0
CCS entitlement (after 5% withholding)−$0
Gap fee before Free Kindy$0
Estimated amount you pay$0

Uses the 2026–27 CCS hourly rate cap ($15.19) and standard 5% withholding. Assumes your full weekly Free Kindy entitlement is still available — for a family's actual position partway through a fortnight, use the Fortnightly tab instead.

From your myGov CCS activity test outcome
No
Yes

Queensland's Free Kindy program funds sessions of either 5 or 7.5 hours — double-check your program times.

Week 1

Week 2

Estimated out-of-pocket cost for the fortnight

$0

Total fortnightly fees$0
Total CCS entitlement−$0
Estimated amount you pay$0
DayFeeCCS hrs usedGap before KindyKindy fundingDay's gap

Tracks your CCS hours depleting across the full fortnight, and your Free Kindy 15 hours/week allowance resetting each week — the same way your CCS statement and Free Kindy funding actually work. Assumes the same fee, hours and kindy program time on every day attended. Uses the 2026–27 CCS hourly rate cap ($15.19) and standard 5% withholding.

📧 Email me my results & enrolment info

We'll send your estimate to your inbox and let our team know so we can help with next steps.

Important information about this estimate

This calculator gives an estimate only — it's not a quote, invoice, or guarantee of fees. It uses the methodology from the ACA Queensland / ChildcareHive Free Kindy Calculator and the Australian Government's published 2026–27 CCS rates.

Your actual Child Care Subsidy percentage, approved hours, and gap fee are determined solely by Services Australia, based on your family's:

  • Combined income
  • Activity test outcome
  • Residency status
  • Child's immunisation status

Free Kindy funding also depends on your child's eligibility and enrolment in an approved Kindergarten program. Government income thresholds, rate caps, and funding amounts are reviewed and may change each financial year.

GRO Early Learning is not responsible for any difference between this estimate and the fees actually charged. Please confirm your CCS entitlement via myGov and speak with our team before enrolling.